Last Updated: June 25, 2026

This Privacy Policy describes how Mass Retirees  (“we,” “us,” or “our”) collects, uses, and shares information about you when you visit or use our website located at massretirees.com (the “Site”). By using the Site, you agree to the collection and use of information in accordance with this policy.

If you have any questions about this Privacy Policy, please contact us at [info@massretirees.com].

1. Information We Collect

Information You Provide

We may collect information you voluntarily provide, such as:

  • Name and contact information (e.g., email address, phone number)
  • Account credentials if you create an account
  • Messages or inquiries submitted through contact forms
  • Payment information (processed securely through third-party payment processors)

Information Collected Automatically

When you visit our Site, we and our third-party partners may automatically collect certain information, including:

  • IP address and general location data
  • Browser type and version
  • Device type and operating system
  • Pages visited, time spent on pages, and referring URLs
  • Cookies, pixel tags, and similar tracking technologies

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to operate and improve our Site, analyze usage, and serve relevant advertising. You may control cookies through your browser settings or by using a cookie consent manager. Note that disabling certain cookies may affect the functionality of the Site. By continuing to use our Site, you consent to our use of cookies as described in this policy.

2. How We Use Your Information

We use the information we collect to:

  • Provide, operate, and maintain our Site and services
  • Respond to your inquiries and communications
  • Send transactional and promotional communications (where you have opted in)
  • Analyze usage trends to improve the Site
  • Detect, prevent, and address fraud, security incidents, and technical issues
  • Comply with legal obligations

3. How We Share Your Information

We do not sell your personal information. We may share your information with:

  • Service providers who assist us in operating the Site (e.g., hosting, analytics, payment processing), bound by confidentiality obligations
  • Analytics partners such as Google Analytics to help us understand Site usage
  • Advertising partners for interest-based advertising purposes, subject to your consent where required
  • Law enforcement or government authorities when required by law or to protect our legal rights
  • Successor entities in the event of a merger, acquisition, or sale of assets

4. Third-Party Links and Services

Our Site may contain links to third-party websites or embed third-party tools (such as social media widgets, payment processors, or analytics services). We are not responsible for the privacy practices of those third parties. We encourage you to review their privacy policies before providing any personal information.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need your information, we will securely delete or anonymize it.

6. Security

We implement reasonable administrative, technical, and physical security measures to protect your information. However, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security and encourage you to use caution when sharing personal information online.

7. Your Rights and Choices

Depending on your location, you may have the following rights regarding your personal information:

  • Access: Request a copy of the personal information we hold about you
  • Correction: Request that we correct inaccurate or incomplete information
  • Deletion: Request that we delete your personal information, subject to certain exceptions
  • Opt-Out of Sale/Sharing: We do not sell your data, but you may opt out of interest-based advertising
  • Data Portability: Request your information in a structured, machine-readable format
  • Withdraw Consent: Where processing is based on consent, you may withdraw it at any time

To exercise any of these rights, please contact us at [contact@yourwebsite.com]. We will respond within the timeframe required by applicable law.

8. California Residents (CCPA/CPRA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), including:

  • The right to know what personal information is collected, used, shared, or sold
  • The right to delete your personal information
  • The right to opt out of the sale or sharing of personal information
  • The right to non-discrimination for exercising your privacy rights
  • The right to correct inaccurate personal information
  • The right to limit the use of sensitive personal information

California residents may also have rights under the California Invasion of Privacy Act (CIPA) with respect to the use of tracking technologies on our Site. We obtain consent for non-essential tracking technologies through our cookie consent mechanism.

To submit a CCPA request, contact us at [contact@yourwebsite.com] or call [phone number].

9. European Residents (GDPR)

If you are located in the European Economic Area, United Kingdom, or Switzerland, our legal bases for processing your personal information include:

  • Performance of a contract with you
  • Compliance with a legal obligation
  • Your consent (which you may withdraw at any time)
  • Our legitimate interests, provided they are not overridden by your rights

You may also have the right to lodge a complaint with your local data protection authority.

10. Children’s Privacy

Our Site is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately and we will take steps to delete such information.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Last Updated” date at the top of this page. We encourage you to review this policy periodically. Your continued use of the Site after any changes constitutes your acceptance of the updated policy.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

RETIRED STATE, COUNTY AND MUNICIPAL EMPLOYEES ASSOCIATION OF MASSACHUSETTS
11 Beacon Street, Boston MA 02108-3030
(617) 723-7283 Fax 723-9688
information@massretirees.com