Local Insurance

Articles about Local Insurance that may be useful to Massachusetts retirees


Local Insurance Mitigation Funds Essential

NOVEMBER 2011 VOICE: A major point of negotiation during the Municipal Health Insurance Reform debate was the issue of mitigation funds being set aside to help offset the increased costs to be borne by retirees, survivors and employees under the new Municipal Health Insurance Law (Chapter 69, Acts of 2011).


Includes Part B Refund

Arlington has become the first municipality to join the state Group Insurance Commission (GIC) under the new municipal health insurance law (Section 23). Town officials have contacted the GIC before October 1, so that the transfer will be done on January 1, 2012.

Arlington, Medford, Somerville, Wakefield Move To Gic

Retirees Must Chose Plan By October 26

OCTOBER 21, 2011: Open enrollment is now underway for retirees, survivors and active employees from the towns of Arlington, Medford, Somerville and Wakefield, communities that will join the state’s Group Insurance Commission on January 1, 2012.

Members from these communities only have until Wednesday, October 26, 2011 to chose which GIC insurance plan to enroll. Those, who miss the enrollment deadline, will no longer have health insurance coverage after the January 1 transfer date.

Local Insurance Reform Now Law

Local Insurance Reform Now Law

SEPTEMBER 2011 VOICE: The seven-year odyssey, that has been a string of municipal health insurance reform initiatives, has closed its latest chapter with the passage of a new law that could dramatically reshape how local insurance plans are negotiated and established.


SEPTEMBER 2011 VOICE: No sooner had Chapter 69 become law, than Arlington’s board of selectmen voted 4-0 to move forward and join the state Group Insurance Commission (GIC). Right behind them, Somerville Mayor Joseph Curatone also began the move to the GIC.

Other communities, from cities, such as Fall River and New Bedford, to the smallest Berkshire towns are now weighing how to proceed. Essentially, Chapter 32B (municipal health insurance) now provides multiple options as to how to negotiate and design local insurance benefits.


JULY 2011 VOICE: With pension reform in the spotlight for three years and still underway, municipal health insurance reform has temporarily pushed pensions to the back-burner as the House and Senate have tackled head-on the long-simmering municipal health insurance quandary.

Wisconsin Parallels Seen In Local Health Care Fight

Wisconsin Parallels Seen In Local Health Care Fight

Retirees Must Have Voice In Process

The battle, now being waged in Wisconsin over the rights of public employees to collectively bargain, should come as no surprise to Association members. As we have been reporting for some time, there is a growing national movement to reduce and alter the health care and defined benefit pensions of public employees and retirees.

Local Insurance Changes Loom

Local Insurance Changes Loom

GIC Mandate Proposed

Filing his third barebones budget in as many years, Governor Deval Patrick has proposed a significant change to local health insurance plans in an attempt to plug growing budget deficits that are the result of the ongoing economic recession.

In addition to slashing the budget of the state’s Group Insurance Commission (GIC) by $100 million for FY12, the Governor is also proposing a 7% cut in non-school local aid to cities and towns. In order to offset local aid cuts, Patrick has reintroduced a plan that could drastically alter municipal health plans.

Residents face $20b retiree health tab

Study finds most cities, towns don't put enough aside

Massachusetts residents face potentially devastating tax increases in the coming years to pay health insurance benefits for retired police, firefighters, and other municipal employees, according to a new study that finds the 50 largest cities and towns alone face a retiree health care bill of $20 billion over the next 30 years.

By Sean P. Murphy Globe Staff / February 16, 2011

Local Insurance Power Grab Thwarted

Bargaining Right Not Eliminated

SEPTEMBER 2010 VOICE: Heeding calls not to violate the rights of active and retired local employees by eliminating health care bargaining rights, the Legislature has rejected a scheme devised by local officials to gain control of health insurance “plan design”.